HELOC Financial Suite
High-accuracy tools to simulate your home equity scenarios. Verify eligibility, compare products, and optimize repayment.
Qualification & Eligibility
Determine if you qualify for a HELOC and how much you can borrow.
Comparison Tools
Compare HELOCs against other financial products.
HELOC vs. Home Equity Loan
Variable vs Fixed? Line of Credit vs Lump Sum? Decide what fits.
HELOC vs. Cash-Out Refinance
See if stacking a HELOC is cheaper than refinancing your low rate.
HELOC vs. Personal Loan
Compare secured home equity rates vs unsecured personal loans.
HELOC vs. Savings
Opportunity Cost analysis: Pay cash or borrow?
Repayment & Strategy
Plan your payments and avoid surprises.
HELOC Payoff Calculator
See how extra principal payments can save you thousands.
Draw Period 'Shock' Calculator
Calculate how much payments jump when the draw period ends.
Blended Rate Calculator
Calculate the effective interest rate of your mortgage + HELOC.
Interest-Only Calculator
Simple estimator for interest-only payments.
Investment & Value
Maximize your wealth and tax benefits.
Why Trust These Tools?
Standardized
We use Regulation Z formulas for accuracy.
Real-Time
Inputs update instantly with no page reloads.
Private
Calculations happen in your browser.