Best Home Improvements for ROI in 2026

Renovate for Profit, Not Just Passion

If you are using a HELOC to improve your home, you want to make sure you are building equity, not destroying it. Some projects return more than 100% of their cost in increased home value. Others return less than 50%.

The Winners (High ROI)

1. Garage Door Replacement (194% ROI): It sounds boring, but curb appeal matters. A sleek new garage door is the #1 ROI upgrade in 2026.
2. Minor Kitchen Remodel (85% ROI): Do NOT gut the kitchen. Replace cabinet fronts, update hardware, install quartz countertops, and get new appliances. Keep the layout the same to save on plumbing/electrical costs.
3. Wood Deck Addition (75% ROI): Outdoor living space is premium. A simple wooden deck is cheap to build but adds massive perceived value.
4. Entry Door Replacement (188% ROI): Steel entry doors offer security and efficiency.

The Losers (Low ROI)

1. In-Ground Pools (40% ROI): You spend $80,000 to build it, and your home value goes up by $30,000. Plus, many buyers hate the maintenance. Build a pool for your enjoyment, not for investment.
2. Upscale Master Suite Addition (50% ROI): Adding square footage is expensive ($300/sqft). You rarely get that money back dollar-for-dollar.

The 2026 Trend: Energy Efficiency

Buyers are panicked about utility bills. Heat pumps, upgraded insulation, and smart windows are commanding a premium price.